| |
| |
|
Holidays Information |
|
|
|
10 Reasons Santas Broke This Year
1. Santa Spends More Than He Makes Santa's paychecks are nothing to sneeze at, but he stays focused on his next raise. (Yes, of course Santa gets a raise each year!) He has no idea what it costs him to live the Santa life. He doesn't track his earnings nor his spending. Santa's got to provide for his reindeer, his horse and his North Pole home - just like the rest of us. 2. Santa Has No Emergency Account Santa's transportation tends to break down right in the middle of major blizzards. Only last week, he had to whip out his credit card to pay for sleigh-towing. When Santa finally made it to the repair shop, he again had pay for the sleigh repair with credit. Just last year, he nearly had frost bite after his brand new sleigh had broken down. 3. Santa Lives Paycheck to Paycheck Santa cashes his paycheck at the North Pole Bank, but most of the money gets spent before it makes its way to his checkbook. If it makes it there, most of the money is already owed to the credit card company. Santa has no other money set aside. 4. Santa Doesn't Enjoy Balancing His Checkbook Santa forgets to balance the checkbook. He spends money, but is never sure what he has available to spend. Santa doesn't know how to build in some fun to help him enjoy working in his checkbook. 5. Santa Spends His Raises and Bonuses Santa got a nice raise back in January, following his Bonus check in December (bonus based on number of chimneys completed for the year). He thought he'd have plenty of money this year. But Santa likes nice, updated equipment at all times. He bought brand new gear for all his reindeer, even though last year's would have done the job. 6. Santa Eats Most of His Meals Out Since Santa's job requires that he spend a large amount of time traveling, Santa tends to eat out way too much. He also has to feed his reindeer each time he sits down to eat. The tips alone are enough to keep him in the poorhouse. 7. Santa Lives on the Edge Santa keeps himself so busy that he can't sit down and plan his life. He hasn't set up a plan to build extra money into his checkbook, nor has he made a decision to actually save any of his money. Even setting up automatic deposit would be helpful. Another emergency could wipe him out. (No more Santa?) 8. Santa is Not Preparing for the Future Santa, jolly fellow that he is, has no money set aside to work for him. He may end up working until his hair is much whiter (or gone). It's pretty much a given that Santa will need to replace that sleigh and maybe even some of the reindeer over the years. Because most of his money now goes to pay off credit cards, Santa just can't picture tucking away any money. 9. Santa Spends Too Much on R & R Even Santa needs a little rest and relaxation after all that hard work. If he runs out of cash, he charges it. (No, I promised not to tell what Santa does for R & R. He does know who's been naughty or nice ...) 10. Santa Can't Stay Motivated Santa gives himself a good lecture from time to time. He knows he should be doing better, but he just can't get any traction. Saving his money seems like an overwhelming obstacle. Santa hasn't discovered there are tricks out there to make saving money a fun thing, something he can look forward to doing. About The Author Darlene Arechederra offers simple, unique strategies to help you become a saver. She believes the trick is to discover which ideas work best for you -- because your money is not one-size-fits-all. Discover your *own* unique strategy today! Free weekly newsletter. http://www.RatRaceRemedies.com
MORE RESOURCES:
Holidays - Google News |
|
|
|
RELATED ARTICLES
10 Ways to Celebrate Memorial Day Memorial Day is a day for remembering those who have laid their lives in the nation's service. Memorial Day has also become a popular time for Family Reunions and Get Togethers as it is preceded by a weekend. Contact Lenses for Halloween It is never too soon to begin planning the perfect Halloween costume, and frequently the best ones require a lot of planning and special effects items. Luckily for all the Halloween fans out there, there is now a huge line of contact lenses for Halloween. Kids Birthdays - How to Throw an Unforgettable Kids Birthday Party Kids take their birthdays very seriously, and are extremely disappointed if their birthday parties are anything short of spectacular. Throwing an unforgettable kids birthday party can sometimes seem like a task better suited for a professional event planner. 2 Inexpensive Halloween Costume Ideas Did you know that you can make your own Halloween costumes without spending lots of money? You many already have many of the supplies needed to put these together. Here are 2 neat Halloween costumes that you can make yourself:SkeletonAll you need to make a skeleton costume is a black sweat suit or a black turtle neck and pants, a piece of chalk, white fabric paint (preferably glow-in-the dark, or uv reactive), and an image of a skeleton. The History of Christmas Ornaments History of OrnamentsIn A.D. Mommy...Daddy...Is There Really A Santa Claus? Is there really a Santa Claus? Any parent who hasn't been faced with this question most likely will at some point. But how do you answer this? No one wants to crush a child's dreams of Santa and holiday magic. What Causes Holiday Stress? The holidays are supposed to be a time of celebration when friends and families get together to share food, fun, gifts, and love. They are supposed to be a time of giving, caring and connection when we celebrate important and meaningful events. The Origins Of Mothers Day Today Mother's Day or Mothering Sunday is celebrated all over the world. For florists and card shops the event is one of the highlights of the year, but the roots of Mother's Day are not commercial. Gift Wrapping Ideas If you're tired of your gifts looking like everyone else's, put some creative thought to it. Gifts don't have to just be paper and ribbon that you bought at the store. Reduce Waste This Christmas - Christmas is responsible for more waste and consumption than any other holiday. North American's trash increases by 25% over Christmas - which equates to 25 million extra tons of garbage going to the landfill. Create a Holiday Feast For The Senses This is my daughter's first Christmas. Naomi will be nearly nine months old and eager to explore all that the holidays have to offer. A Mothers Keepsake A mother's bracelet is a personalized bracelet that celebrates the most important woman in your life, mom. It makes for the perfect gift for many gift occasions from birthdays and anniversaries to mother's day and gifts to the new mom. Wake Up - Its Almost Fathers Day Father's Day is approaching fast. In the USA it falls on the third Sunday of June which this year is June 19th 2005. Valentines Day Love Letter - The Best And Most Romantic Gift Is Also The Least Expensive! You don't have to spend a fortune this Valentine's Day to show your partner that you love them!One of the most romantic, creative and inexpensive gifts you can give your partner this Valentine's Day is a heartfelt love letter, written from the bottom of your heart!A heartfelt letter from a man can mean so much more to a woman than just a bunch of roses, box of chocolates or a piece of jewelry.However, most men feel challenged when it comes to expressing their love in words, especially in writing. Thanksgiving Memories Turkey .. Three Steps to Reduce Holiday Stress for Your Kitty The annual holidays can be a very stressful time for your cat. This is the time of the year when that strange tree goes up, bright trinkets are hung (but all your cat hears is "No, no, bad kitty!" when she tries to explore them), delicious food is prepared (cats need not apply to eat it!), and lots of strange people come tramping into the house. Anniversary Gift Ideas Year by Year, the First Nineteen Years It's impossible to remember what gift is traditional for each anniversary. This article is perfect to print out or post on your website for easy reference. New Year's Resolution: Love Your Body! Ah, the beginning of a New Year. A time to reflect and start anew: new hopes, dreams, goals for yourself. Birthday Journals Last year, as I turned 50, (FIVE-OOOH!!!), I decided to give myself a birthday party. Part of the party was to have a birthday journal, or diary. Happy New Year for 2005 It is 7:45 a.m.
|
| home | index |site map |
| © 2006 |
